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Nicole Symon

Personal Finance Writer

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About

Nicole Symon is a content writer with more than seven years of experience distilling complex financial topics into engaging, easy-to-understand content. Drawing on her expertise in economics and finance, along with extensive research, she offers insights on personal finance issues such as credit cards, effective debt management, and money-saving techniques. Her goal is to boost readers’ financial literacy, empowering them to confidently manage their finances and achieve their objectives.

Education

Nicole earned her Bachelor’s Degree in Economics from Ramapo College of New Jersey, where she deepened her understanding of consumer behavior, financial markets, and banking. She uses that knowledge to educate and inspire readers to take control of their finances.

Education

Bachelor’s Degree in Economics, Ramapo College of New Jersey

Expertise

Debt and Credit Management
Budgeting and Money-Saving Strategies
Financial Digital Security and Fraud Protection

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April 18, 2025

Checking vs Savings Account: Which One Do You Really Need?

Checking accounts are ideal for daily spending, while savings accounts earn more interest. Learn the pros, cons, and when to use each account type.

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April 18, 2025

How Does Gap Insurance Work? Car Loan Protection Explained

Discover how gap insurance works and protects you from paying out-of-pocket when your totaled or stolen car’s value is less than your loan.

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April 18, 2025

Credit Card Payment Strategy: Smart Ways to Reduce Debt

Discover strategic ways to pay off credit card debt faster and smarter while minimizing interest and improving your credit score.

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April 18, 2025

Pre-Approved vs Pre-Qualified Credit Cards: What's the Difference?

Learn the difference between pre-approved and pre-qualified credit card offers — and what they really mean for your approval odds.

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March 24, 2025

Can You Use a Credit Card at an ATM? What You Need to Know

Wondering if you can use a credit card at an ATM? Learn how cash advances work, the fees involved, and better alternatives for accessing cash.

March 24, 2025

What Is a Checking Account? A Beginner’s Guide to Everyday Banking

New to banking? Learn what a checking account is, how it works, and why it's essential for managing everyday finances with ease.

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March 24, 2025

Do Checking Accounts Earn Interest? What You Need to Know

Some checking accounts earn interest—but are they worth it? Learn how interest-bearing accounts work and how to find the best option.

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March 24, 2025

How to Close a Bank Account: A Step-by-Step Guide

Need to close a bank account? Follow this step-by-step guide to avoid fees, transfer funds smoothly, and protect your financial security.

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March 3, 2025

Can You Pay a Credit Card with Another Credit Card? Here’s What You Need to Know

Paying a credit card with another isn’t always possible, but balance transfers and cash advances are alternatives. Learn the risks and best strategies.

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March 3, 2025

Virtual Credit Cards: What They Are and How to Use Them Safely

A virtual credit card is a digital card with a unique number, CVV, and expiration date, offering secure online and in-store transactions.

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March 3, 2025

What Is a Credit Card Balance Transfer and How Does It Work?

A credit card balance transfer lets you move debt to a new card with a lower interest rate, helping reduce interest costs and pay off debt faster.

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February 27, 2025

CD vs. IRA Accounts: Which Savings Option Is Right for You?

Compare CDs and IRAs to find the best savings option. Learn about interest rates, tax benefits, and withdrawal rules to make an informed decision.

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February 27, 2025

What Is APR on a Credit Card? A Complete Guide to Understanding Interest Rates

APR (Annual Percentage Rate) is the cost of borrowing on a credit card. Learn how it affects interest charges and how to avoid high APR fees.

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February 14, 2025

SoFi vs Discover: Which Financial Institution is Right for You?

Compare SoFi and Discover to find the best financial institution for you. Explore their offerings for loans, credit cards, and banking services.

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February 5, 2025

How to Keep My Student Loans Organized: Tips and Tools for Success

Keep your student loans organized with practical tips and tools. Learn strategies to manage payments, reduce stress, and stay on track financially.