Best Personal Loans of

February 2025

Compare top personal loans with competitive rates, flexible terms, and quick funding. Find the best option to finance your goals, from debt consolidation to major purchases.

Our #1 Choice For 2025

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Bankrate

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Rating

5.0/5
Estimated APR
5.20% - 35.99%
Loan Amount
$1,000 - $200,000
Min Credit Score
Fair - Excellent (600+)
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LendingClub

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Rating

4.9/5
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Estimated APR
8.98% - 35.99%
Loan Amount
$1,000 - $40,000
Min Credit Score
Fair - Excellent (600+)

Disclosure

Loan offers provided to customers who originated via a paid Google advertisement feature rate quotes on MoneyAtlas of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history and will be agreed upon between you and the lender. An example of the total amount paid on a loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36-month life of the loan.