Capital One Venture Rewards Credit Card
Rating
2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
The Capital One Venture Rewards Credit Card is a popular choice for travelers seeking a balance between rewards and benefits. This card offers a straightforward earning structure and valuable perks, making it stand out in the competitive travel rewards landscape.
Key Features
- Rewards Rate: Earn 2X miles on all purchases, with 5X miles on hotels and rental cars booked through Capital One Travel1
- Annual Fee: $95
- Welcome Bonus: 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
- Foreign Transaction Fees: None
Rewards and Redemption
The Venture card's rewards program is designed for simplicity and flexibility:
- Earning Miles: Cardholders earn 2 miles per dollar on every purchase, with no caps or category restrictions1
- Bonus Earning: 5X miles on hotels and rental cars booked through Capital One Travel
- Redemption Options:
• Transfer miles to travel partners
• Use miles to get reimbursed for any travel purchase
• Redeem for cash back, gift cards, or merchandise
Travel Benefits
The card offers several travel-focused perks that enhance its value:
- Global Entry or TSA PreCheck® application fee credit (up to $120)
- Travel accident insurance
- Auto rental collision damage waiver
Who Should Get This Card?
The Capital One Venture Rewards Credit Card is ideal for:
- Frequent travelers who want to earn miles on all purchases
- Those who prefer a straightforward rewards program
- Cardholders looking for flexible redemption options
The Venture card presents an attractive option for travelers seeking a balance between earning potential and valuable perks without an overly complex rewards system. Its flat-rate earning structure and travel-focused benefits make it a solid choice for those who want to maximize their travel rewards without juggling multiple cards or category restrictions.
It's important to note that miles earned with this card will not expire for the life of the account, providing added value and flexibility for cardholders.
Pros
Simple rewards structure: Earn 2X miles on all purchases and 5X miles on hotels and rental cars booked through Capital One Travel
Flexible redemption options: Transfer miles to travel partners or use them to get reimbursed for any travel purchase
Valuable travel perks: Includes Global Entry/TSA PreCheck credit and no foreign transaction fees
Cons
Annual fee: $95 fee may not be worth it for infrequent travelers or low spenders
No luxury travel benefits: Lacks premium perks like airport lounge access or hotel elite status
Potentially lower rewards rate: Other cards may offer higher rewards in specific spending categories
