Capital One Venture X Rewards Credit Card
Rating
2 Miles per dollar on every purchase, every day. 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel.
The Capital One Venture X Rewards Credit Card is a premium travel rewards card that offers a compelling mix of high-value benefits and a straightforward earning structure. Its competitive annual fee and generous travel credits are attractive for frequent travelers seeking luxury perks without breaking the bank.
Key Features
- Annual Fee: $395
- Welcome Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
- Rewards Rate:
• 10X miles on hotels and rental cars booked through Capital One Travel
• 5X miles on flights booked through Capital One Travel
• 2X miles on all other purchases - Annual Travel Credit: Up to $300 for bookings made through Capital One Travel
- Anniversary Bonus: 10,000 bonus miles (worth $100 in travel) every account anniversary
Travel Benefits
- Lounge Access: Complimentary access to Capital One Lounges and over 1,400 Priority Pass lounges worldwide
- Global Entry or TSA PreCheck Credit: Up to $120 every 4 years
- Travel Insurance: Trip cancellation/interruption insurance, rental car collision damage waiver, and trip delay reimbursement
- No Foreign Transaction Fees
Additional Perks
- Cellphone Protection: Up to $800 per claim when you pay your monthly bill with the card
- Purchase Protection and Extended Warranty
- Hertz President's Circle Status
- Access to Capital One's luxury hotel program
Who Should Get This Card?
The Capital One Venture X is ideal for:
- Frequent travelers who want to earn miles on all purchases
- Those who prefer a straightforward rewards program with flexible redemption options
- Cardholders looking for premium travel perks at a more moderate annual fee
The Capital One Venture X Rewards Credit Card offers a compelling value proposition for frequent travelers. Its high earning rates, valuable travel credits, and premium perks make it a strong contender in the luxury travel card market, especially given its more moderate annual fee than some competitors. Venture X can provide significant value that justifies its cost for those who can take advantage of its travel-focused benefits.ShareRewrite
Pros
Generous rewards structure: Earn 10X miles on hotels and rental cars, 5X on flights booked through Capital One Travel, and 2X on all other purchases.
Valuable travel credits: Up to $300 annual travel credit and 10,000 bonus miles every account anniversary can offset the annual fee.
Extensive lounge access: Complimentary access to Capital One Lounges and over 1,400 Priority Pass lounges worldwide.
Cons
High annual fee: The $395 fee may not be worth it for infrequent travelers or low spenders
Limited domestic airline transfer partners: Fewer options compared to some competing premium travel cards.
Capital One Travel limitations: Highest earning rates are limited to bookings made through the issuer's travel portal.
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