{"ID":"56373427","AccountID":"188934","ActiveCreditCardTypes":"1,2,6,10,12,27","Active":"1","CanPromoteLto":false,"HasAnnualFee":"No","AnnualFeeDisclaimer":"","AnnualFees":"$0","AnnualFeesAmount":"0","BalanceTransferDurationMonths":"21 months on Balance Transfers","BalanceTransferFees":"There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)","BalanceTransferGracePeriod":"","BalanceTransferIntroAPR":"0%","BalanceTransferIntroDuration":"21 months on Balance Transfers","BalanceTransferIntroFees":"There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)","BalanceTransferMin":"","BalanceTransferRate":"0%","BonusMiles":"N/A","BonusMilesDisclaimer":"N/A","BonusMilesFull":"N/A","BuyerID":"188934","CardDetailsLink":"https://www.cardratings.com/credit-card/citi-simplicity-card.html","CardPDPLink":"https://www.cardratings.com/details/credit-card/citi-simplicity-card.html","FeaturedCardTableLink":"https://www.cardratings.com/bestcards/featured-credit-cards?shnq=740106","CardName":"Citi Simplicity® Card","CardProcessorTypeName":"Mastercard","CardRatingsID":"1016","CardUse":"Consumer","CashAdvanceAPR":"29.74% (Variable)","CashAdvanceFee":"5% of each cash advance; $10 minimum","CashAdvanceGracePeriod":"","CashBackOnAllOther":"N/A","CashBackOnGas":"N/A","CashBackOnGroceries":"N/A","CreditRulesChecked":"0","OverallCashBack":"N/A","AirlineRewards":"N/A","HotelRewards":"N/A","DiningRewards":"N/A","Company":"Citi Bank Credit Cards","CreditCardID":"740106","CreditCardIssuerID":"14","CreditCardType":"Balance Transfer","CreditRatingGroup":5,"CreditScoreNeeded":"Excellent, Good","DefaultCreditCardTypeName":"Balance Transfer","DisplayName":"Citi","EditorRating":"5","ForeignTransactionFee":"3%","ImpressionID":"f630fc23-285b-4c1f-a963-3a328db7a385","IntroAPRDuration":"12 months on Purchases","IntroAPRRate":"0%","LastUpdated":"11/14/2024 10:25:01 AM","LatePaymentFee":"No Late Fees","MaxRegAPR":"29.24","MilesPerDollar":"N/A","MinRegAPR":"18.49","PenaltyAPR":"N/A","PointsPerDollar":"N/A","Rank":"100","RegAPR":"18.49% - 29.24%","RegAPRType":"(Variable)","RewardsDescriptionLong":"N/A","RewardsInfo":[{"value":"N","description":"A"}],"RewardsProgramLogoImage":"","RewardsProgramName":"","SignupFeatured":"","SignupRequirement":"","SignupBonusSpendAmount":"","SignupBonusTimeframe":"","SignupReward":"","SpecialOffer":"0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.","SpecialOfferDisclaimer":"After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.","TermsAndConditionsLink":"https://click.linksynergy.com/fs-bin/click?id=elCyaDYKozw&offerid=1602246.3320&type=3&subid=0&u1=c8029c042732c8285b5de08ed58618bb","FullIntroPurchaseAPR":"0% for 12 months on Purchases","FullIntroBTAPR":"0% for 21 months on Balance Transfers","Creative":{"ID":"113919551","LogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/ae40c910-8323-4991-8628-2d5a5b534ad2.jpg?w=210","RawLogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/ae40c910-8323-4991-8628-2d5a5b534ad2.jpg","LogoWidth":"140","LogoHeight":"88","Description":"

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

","DescriptionLines":["No Late Fees, No Penalty Rate, and No Annual Fee... Ever","0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.","There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)."],"PPCDescription":"

No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Stay protected with Citi® Quick Lock

","PPCDescriptionLines":["No Late Fees, No Penalty Rate, and No Annual Fee... Ever","0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.","There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).","Stay protected with Citi® Quick Lock"]}}