{"ID":"56373807","AccountID":"639943","ActiveCreditCardTypes":"4,5,12,14,16,27,30","Active":"1","CanPromoteLto":false,"HasAnnualFee":"Yes","AnnualFeeDisclaimer":"","AnnualFees":"$650","AnnualFeesAmount":"650","BalanceTransferDurationMonths":"N/A","BalanceTransferFees":"N/A","BalanceTransferGracePeriod":"","BalanceTransferIntroAPR":"N/A","BalanceTransferIntroDuration":"N/A","BalanceTransferIntroFees":"","BalanceTransferMin":"","BalanceTransferRate":"N/A","BonusMiles":"Earn 70,000 Bonus Miles","BonusMilesDisclaimer":"after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.","BonusMilesFull":"Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.","BuyerID":"639943","CardDetailsLink":"https://www.cardratings.com/credit-card/delta-skymiles-reserve-american-express-card","CardPDPLink":"https://www.cardratings.com/details/credit-card/delta-skymiles-reserve-american-express-card","FeaturedCardTableLink":"https://www.cardratings.com/bestcards/featured-credit-cards?shnq=4048149","CardName":"Delta SkyMiles® Reserve American Express Card","CardProcessorTypeName":"American Express","CardRatingsID":"918","CardUse":"Consumer","CashAdvanceAPR":"29.74% Variable","CashAdvanceFee":"Either $10 or 5% of the amount of each cash advance, whichever is greater.","CashAdvanceGracePeriod":"","CashBackOnAllOther":"Earn 1X Miles on all other eligible purchases.","CashBackOnGas":"Earn 1X Miles on all other eligible purchases.","CashBackOnGroceries":"Earn 1X Miles on all other eligible purchases.","CreditRulesChecked":"0","OverallCashBack":"Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.","AirlineRewards":"Earn 3X Miles on Delta purchases.","HotelRewards":"N/A","DiningRewards":"N/A","Company":"American Express (Impact Radius)","CreditCardID":"4048149","CreditCardIssuerID":"76","CreditCardType":"Miles","CreditRatingGroup":5,"CreditScoreNeeded":"Excellent, Good","DefaultCreditCardTypeName":"Miles","DisplayName":"American Express","EditorRating":"4","ForeignTransactionFee":"None","ImpressionID":"ea20ade0-1aaf-458c-bb1a-b5f928fe92f4","IntroAPRDuration":"N/A","IntroAPRRate":"N/A","LastUpdated":"11/11/2024 12:59:00 PM","LatePaymentFee":"Up to $40","MaxRegAPR":"29.24","MilesPerDollar":"Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.","MinRegAPR":"20.24","PenaltyAPR":"29.99% Variable","PointsPerDollar":"Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.","Rank":"41","RegAPR":"20.24% - 29.24%","RegAPRType":"Variable","RewardsDescriptionLong":"Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.","RewardsInfo":[{"value":"3X","description":"Miles on Delta purchases"},{"value":"1X","description":"Miles on all other eligible purchases"}],"RewardsProgramLogoImage":"","RewardsProgramName":"Delta Skymiles","SignupFeatured":"Earn 70,000 Bonus Miles","SignupRequirement":"after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.","SignupBonusSpendAmount":"$5,000","SignupBonusTimeframe":"6 months","SignupReward":"70,000","SpecialOffer":"Earn 70,000 Bonus Miles","SpecialOfferDisclaimer":"after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.","TermsAndConditionsLink":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/delta-skymiles-reserve-american-express-card/26129-10-0#offer-terms","FullIntroPurchaseAPR":"N/A","FullIntroBTAPR":"N/A","Creative":{"ID":"113919495","LogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/47dd49f9-d80b-4251-aa8e-2fbf313e6402.jpg?w=210","RawLogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/47dd49f9-d80b-4251-aa8e-2fbf313e6402.jpg","LogoWidth":"140","LogoHeight":"89","Description":"

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.

","DescriptionLines":["Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.","Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.","Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends."],"PPCDescription":"

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
$240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
No Foreign Transaction Fees.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

","PPCDescriptionLines":["Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.","Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.","Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.","Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.","Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.","Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.","Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.","$240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.","$120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.","Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.","With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.","Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.","Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.","No Foreign Transaction Fees.","$650 Annual Fee.","Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.","Terms Apply."]}}