{"ID":"56373813","AccountID":"662750","ActiveCreditCardTypes":"2,3,5,10,11,16,27,30,31","Active":"1","CanPromoteLto":false,"HasAnnualFee":"No","AnnualFeeDisclaimer":"","AnnualFees":"$0","AnnualFeesAmount":"0","BalanceTransferDurationMonths":"15 months","BalanceTransferFees":"3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*","BalanceTransferGracePeriod":"N/A","BalanceTransferIntroAPR":"0% Intro APR","BalanceTransferIntroDuration":"15 months","BalanceTransferIntroFees":"","BalanceTransferMin":"N/A","BalanceTransferRate":"0% Intro APR","BonusMiles":"N/A","BonusMilesDisclaimer":"","BonusMilesFull":"Discover will match all the cash back you've earned at the end of your first year.","BuyerID":"662750","CardDetailsLink":"https://www.cardratings.com/credit-card/discover-it-cash-back.html","CardPDPLink":"https://www.cardratings.com/details/credit-card/discover-it-cash-back.html","FeaturedCardTableLink":"https://www.cardratings.com/bestcards/featured-credit-cards?shnq=4048156","CardName":"Discover it® Cash Back","CardProcessorTypeName":"Discover","CardRatingsID":"795","CardUse":"Consumer","CashAdvanceAPR":"29.74% Variable APR","CashAdvanceFee":"Either $10 or 5% of the amount of each cash advance, whichever is greater.","CashAdvanceGracePeriod":"N/A","CashBackOnAllOther":"Earn unlimited 1% cash back on all other purchases","CashBackOnGas":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","CashBackOnGroceries":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","CreditRulesChecked":"0","OverallCashBack":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","AirlineRewards":"Earn unlimited 1% cash back on all other purchases","HotelRewards":"Earn unlimited 1% cash back on all other purchases","DiningRewards":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","Company":"Discover (Impact Radius)","CreditCardID":"4048156","CreditCardIssuerID":"18","CreditCardType":"Cash Back","CreditRatingGroup":5,"CreditScoreNeeded":"Excellent, Good","DefaultCreditCardTypeName":"Cash Back","DisplayName":"Discover","EditorRating":"5","ForeignTransactionFee":"None","ImpressionID":"445bbbd8-f3d0-48ac-b0c1-c899f65abd41","IntroAPRDuration":"15 months","IntroAPRRate":"0% Intro APR","LastUpdated":"10/31/2024 9:57:02 AM","LatePaymentFee":"None the first time you pay late. After that, up to $41.","MaxRegAPR":"27.74","MilesPerDollar":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","MinRegAPR":"18.74","PenaltyAPR":"N/A","PointsPerDollar":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","Rank":"20","RegAPR":"18.74% - 27.74%","RegAPRType":"Variable APR","RewardsDescriptionLong":"Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","RewardsInfo":[{"value":"5%","description":"Cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate."},{"value":"1%","description":"Cash back on all other purchases."}],"RewardsProgramLogoImage":"","RewardsProgramName":"","SignupFeatured":"","SignupRequirement":"","SignupBonusSpendAmount":"","SignupBonusTimeframe":"","SignupReward":"","SpecialOffer":"Discover will match all the cash back you’ve earned at the end of your first year.","SpecialOfferDisclaimer":"","TermsAndConditionsLink":"https://goto.discover.com/c/357474/568217/9099?prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=APIG_4272&sharedid=7022332&SubID1=c193768d1147a15607b3b629958c6d2c","FullIntroPurchaseAPR":"0% Intro APR for 15 months","FullIntroBTAPR":"0% Intro APR for 15 months","Creative":{"ID":"113919436","LogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/0fd0f563-fa58-4bf2-a746-00da105b7af0.png?w=210","RawLogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/0fd0f563-fa58-4bf2-a746-00da105b7af0.png","LogoWidth":"140","LogoHeight":"88","Description":"

INTRO OFFER: Unlimited Cashback Match for all new cardmembers-only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem your rewards for cash at any time.

","DescriptionLines":["INTRO OFFER: Unlimited Cashback Match for all new cardmembers-only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.","Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","Redeem your rewards for cash at any time."],"PPCDescription":"

INTRO OFFER: Unlimited Cashback Match for all new cardmembers-only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem your rewards for cash at any time.
Apply and you could get a decision in as little as 60 seconds. No annual fee.
Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
Get a 0% intro APR for 15 months on purchases. Then 18.74% to 27.74% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.

","PPCDescriptionLines":["INTRO OFFER: Unlimited Cashback Match for all new cardmembers-only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.","Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.","Redeem your rewards for cash at any time.","Apply and you could get a decision in as little as 60 seconds. No annual fee.","Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.","Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.","Get a 0% intro APR for 15 months on purchases. Then 18.74% to 27.74% Standard Variable Purchase APR applies, based on credit worthiness.","Terms and conditions apply."]}}