Pros
Flexible ACH payment options: Standard plan offers same-day ACH payments for 1.5% fee, while Plus plan provides free same-day ACH payments
Extensive free ATM access: Plus plan offers up to 6 free ATM withdrawals per month, tripling the Standard plan's allowance
Integrated QuickBooks sync: Real-time synchronization with QuickBooks on both plans
Cons
Limited free cash deposits: Standard plan allows only 1 free cash deposit per month
Costly domestic wire transfers: Standard plan charges $20 for domestic wire sends
Monthly fee for advanced features: $20 monthly fee for the Plus plan may be steep for small businesses