{"ID":"56373835","AccountID":"663779","ActiveCreditCardTypes":"3,5,11,12,26,27,28,31","Active":"1","CanPromoteLto":false,"HasAnnualFee":"No","AnnualFeeDisclaimer":"","AnnualFees":"$0","AnnualFeesAmount":"0","BalanceTransferDurationMonths":"N/A","BalanceTransferFees":"Up to 5%","BalanceTransferGracePeriod":"N/A","BalanceTransferIntroAPR":"N/A","BalanceTransferIntroDuration":"N/A","BalanceTransferIntroFees":"","BalanceTransferMin":"N/A","BalanceTransferRate":"N/A","BonusMiles":"$200 bonus","BonusMilesDisclaimer":"after opening a Rewards Checking Plus account and making 3 debit card transactions*","BonusMilesFull":"$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*","BuyerID":"663779","CardDetailsLink":"https://www.cardratings.com/credit-card/upgrade-card.html","CardPDPLink":"https://www.cardratings.com/details/credit-card/upgrade-card.html","FeaturedCardTableLink":"https://www.cardratings.com/bestcards/featured-credit-cards?shnq=4048178","CardName":"Upgrade Cash Rewards Visa®","CardProcessorTypeName":"Visa","CardRatingsID":"939","CardUse":"Consumer","CashAdvanceAPR":"N/A","CashAdvanceFee":"N/A","CashAdvanceGracePeriod":"N/A","CashBackOnAllOther":"1.5%","CashBackOnGas":"1.5%","CashBackOnGroceries":"1.5%","CreditRulesChecked":"0","OverallCashBack":"N/A","AirlineRewards":"N/A","HotelRewards":"N/A","DiningRewards":"N/A","Company":"Upgrade Card","CreditCardID":"4048178","CreditCardIssuerID":"72","CreditCardType":"Fair Credit","CreditRatingGroup":4,"CreditScoreNeeded":"Fair","DefaultCreditCardTypeName":"Fair Credit","DisplayName":"Upgrade","EditorRating":"5","ForeignTransactionFee":"Up to 3%","ImpressionID":"1774ca1c-a0aa-4de2-ba46-32fd1e9b00ca","IntroAPRDuration":"N/A","IntroAPRRate":"N/A","LastUpdated":"9/11/2024 7:44:02 AM","LatePaymentFee":"$0","MaxRegAPR":"29.99","MilesPerDollar":"Earn 1.5% unlimited cash back on card purchases every time you make a payment.","MinRegAPR":"14.99","PenaltyAPR":"N/A","PointsPerDollar":"Earn 1.5% unlimited cash back on card purchases every time you make a payment.","Rank":"83","RegAPR":"14.99% - 29.99%","RegAPRType":"Variable","RewardsDescriptionLong":"Earn 1.5% unlimited cash back on card purchases every time you make a payment.","RewardsInfo":[{"value":"1.5%","description":"unlimited cash back on card purchases every time you make a payment."}],"RewardsProgramLogoImage":"","RewardsProgramName":"","SignupFeatured":"","SignupRequirement":"","SignupBonusSpendAmount":"","SignupBonusTimeframe":"","SignupReward":"","SpecialOffer":"$200 bonus","SpecialOfferDisclaimer":"after opening a Rewards Checking Plus account and making 3 debit card transactions*","TermsAndConditionsLink":"https://upgrade.zendesk.com/hc/en-us/articles/360007229514-What-rates-does-Upgrade-offer-on-its-Personal-Credit-Lines-","FullIntroPurchaseAPR":"N/A","FullIntroBTAPR":"N/A","Creative":{"ID":"113918563","LogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/11937033.png?w=210","RawLogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/11937033.png","LogoWidth":"140","LogoHeight":"88","Description":"

$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Combine the flexibility of a credit card with the predictability of a personal loan

","DescriptionLines":["$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*","Earn 1.5% unlimited cash back on card purchases every time you make a payment","Combine the flexibility of a credit card with the predictability of a personal loan"],"PPCDescription":"

$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Combine the flexibility of a credit card with the predictability of a personal loan
No annual fee
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy.
*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

","PPCDescriptionLines":["$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*","Earn 1.5% unlimited cash back on card purchases every time you make a payment","Combine the flexibility of a credit card with the predictability of a personal loan","No annual fee","No touch payments with contactless technology built in","See if you qualify in minutes without hurting your credit score","Great for large purchases with predictable payments you can budget for","Mobile app to access your account anytime, anywhere","Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy.","*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions."]}}